Chapter 3
Moving to Singapore: Cost of living
Living in Singapore can be expensive, especially for people who have moved to Singapore for the first time. But we are here to help you understand the landscape and calculate your finances.
Housing
• Consider HDB flats: Save up to 50% compared to private apartments
• Tip: Moving 2-3 MRT stops from the city centre can cut rent by 20-30%
Food
• Hawker centres: Meals for SGD 3-5 vs. SGD 15-20 in restaurants
• Wet markets: 30-40% cheaper than supermarkets for fresh produce
Transportation
• Public transport: Monthly pass (SGD 128) vs. car ownership (saves SGD 1,500+/month)
• Tip: Use bike-sharing for short trips (around SGD 1/trip)
Utilities
• Compare electricity retailers on the Open Electricity Market (save up to 20%)
• Use fans instead of AC when possible (30-40% savings on electricity)
Mobile Plans
• Opt for SIM-only plans (40-50% cheaper than traditional plans)
Remember: Small changes add up. These tips could save you SGD 500-1,000 per month, depending on your lifestyle.
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