Healthcare and Medical System in London

Moving to London is thrilling, but perhaps the most significant aspect for any expat is healthcare. The UK has one of the world's best-known healthcare systems, but getting to know the NHS, private health, and London's medical services when you arrive can be daunting.

Overview of the UK Healthcare System

The UK health system is primarily provided by the National Health Service (NHS). It offers:

Free at-the-point-of-use healthcare to residents

GP visit, hospital treatment, maternity services, and accident and emergency treatment

Subsidized eye, dental, and prescription care (although some charges are incurred)

Expats traveling to London are usually eligible based on visa status and whether one has paid the Immigration Health Surcharge (IHS), which provides full NHS access.

How Expats Use Healthcare in London

1. NHS Access for Expats

Expats with visas greater than 6 months typically pay the IHS at application time, so they qualify for access to NHS services.

Join a local GP (General Practitioner) to receive care.

Emergency services (A&E) are open to all, whether they are residents or not.

2. Private Healthcare in London

Private healthcare is sought by many expats — especially executives — for:

Speedier specialist access

Increased selection of hospitals and physicians

Improved comfort and privacy

Private sector leaders are Bupa, HCA Healthcare, and AXA PPP.

Medical Care in London for Expats

1. General Practitioners (GPs)

Your initial point of contact for medical issues.

GPs make referrals to specialists and oversee long-term treatment.

GP services from the NHS are free after registering.

3. Hospitals & Specialist Care

NHS hospitals offer extensive services, although waiting periods can be extensive.

Private hospitals like The Wellington Hospital, London Bridge Hospital, and The Portland Hospital are favored by expats.

4. Pharmacies & Prescriptions

Pharmacies (also known as "chemists") are ubiquitous, with Boots and LloydsPharmacy most frequently encountered.

NHS prescription price is £9.65 per item (2025). Private prescription charges differ.

5. Dental Care

NHS dental care exists but may be hard to find as it is not always readily available.

Most expats visit private dentists for more convenient appointments and wider treatment ranges.

6. Emergency Services

Call 999 in case of an emergency or 111 for urgent medical advice.

Accident & Emergency (A&E) units are available 24/7 at major hospitals.

Health Insurance for Expats in London

Although NHS treatment is available, most expats — particularly executives and families — prefer private health insurance to ensure peace of mind.

• Employer-sponsored insurance is usual for international assignees.
• Coverage can extend to private hospital admission, quicker specialist visits, and worldwide coverage on the move.
• Popular providers are Bupa Global, Allianz Care, and Cigna Global.

Healthcare Expenses in London

• NHS Care: Free for those who pay the Immigration Health Surcharge.
• Private GP visits: £100–£250 per visit.
• Private hospital care: £2,000–£15,000 depending on the treatment.
• Dental check-up (private): £75–£150.

Knowing these expenses assists expats in weighing NHS access against private care for convenience.

Practical Advice for Expats Using Healthcare in London

• Register with a GP on arrival, you'll require proof of address.
• Take health insurance if you want private treatment or need to be covered more than the NHS.
• Have a list of nearby pharmacies at home or work.
• Know your local hospital for emergencies.
• Use NHS 111 for urgent but non-emergency medical issues.

Guide to Healthcare in London for Expats

Navigating a new healthcare system can feel daunting, but London offers excellent options through both the NHS and private providers. Whether you’re a single professional or moving with family, planning your healthcare access ensures peace of mind.

That’s why we’ve created a Comprehensive Expat Guide to Healthcare in London, with in-depth details on insurance options, hospitals, and tips for managing medical costs.

[Download the complete guide] to obtain professional tips and make your move to London hassle-free.