Settling in Dubai Essentials

Everyday Essentials for Expats Settling in Dubai (2026 Guide)

Relocating to Dubai in 2026 continues to be an exciting move — the city is more connected, more digital, and more expat-friendly than ever. While choosing a home and starting work are big milestones, getting your everyday essentials in place is what truly makes life feel settled. From mobile connectivity and utilities to banking, healthcare, and transport, this guide walks you through the practical basics for living in Dubai in 2026.

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Setting Up Your Phone & Internet in 2026

Getting a UAE SIM Card

Dubai’s telecom infrastructure is among the most advanced globally, with 5G fully mature and smart-city connectivity expanding further in 2026.

Main providers:

• Etisalat by e& – strongest nationwide coverage and premium plans

• du – competitive pricing and flexible postpaid bundles

• Virgin Mobile UAE – app-based, customisable plans popular with expats

💡 2026 Tip: eSIM adoption is now near-universal. Most expats activate their number online or at the airport using passport and visa details — no physical SIM required.

Home Internet & Wi-Fi

Home internet packages in Dubai are typically bundled with TV and landline services.

• Providers: Etisalat by e& and du

• Average cost in 2026: AED 375–650 per month, depending on speed and add-ons

• Most apartments are pre-connected, with installation usually completed within 2–4 days

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Utilities in Dubai (2026 Update)

Electricity & Water

Utilities in Dubai are managed by Dubai Electricity and Water Authority (DEWA).

To activate services, you’ll need:

• Emirates ID (or application receipt)

• Registered tenancy contract (Ejari)

• Average monthly cost in 2026: AED 550–950, depending on apartment size and air-conditioning usage

Cooling Charges

Many residential buildings use district cooling systems.

• Providers vary by community (commonly Empower or similar operators)

• Typical cost: AED 220–450 per month, with higher usage during summer

2026 Tip: Newer buildings increasingly use smart cooling systems and energy-efficient designs, helping residents control costs during peak heat months.

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Waste Management & Sustainability

Dubai’s sustainability drive continues in line with national Net Zero goals.

• Waste collection is handled by building management or community providers

• Recycling bins for paper, plastic, and glass are now standard in many residential areas

• Single-use plastic restrictions are more strictly enforced in 2026

• Supermarkets and malls actively promote reusable packaging and recycling drop-off points

Several communities also run resident-led sustainability and recycling initiatives.

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Banking in Dubai for Expats (2026 Edition)

Opening a Bank Account

A local bank account is essential for salary payments, rent, and utility bills.

Common requirements:

• Passport

• Residence visa

• Emirates ID (or application slip)

• Salary certificate or employment contract

Popular Banking Options for Expats

• Emirates NBD & ADCB – widely used, strong local networks

• HSBC UAE & Standard Chartered UAE – ideal for internationally mobile professionals

• Digital banks like Liv. and YAP – faster setup, app-first experience

2026 Tip: Multi-currency and salary-linked accounts are now more common, helping expats manage international finances with fewer fees.

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Healthcare in Dubai (2026)

Healthcare in Dubai remains world-class and predominantly private.

• Health insurance is mandatory for all residents

• Most employers provide coverage; freelancers and dependents arrange their own plans

• Popular providers include Bupa, AXA, Cigna, and Daman

Clinics and hospitals are modern, multilingual, and easily accessible across the city.

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Transportation in Dubai (2026 Update)

Dubai’s transport system is efficient, tech-enabled, and constantly expanding.

• Dubai Metro continues to connect major residential and business hubs

• Nol Card is used for metro, buses, trams, and parking

• Ride-hailing apps like Careem and Uber remain widely used

• Electric vehicles and charging stations are increasingly common across Dubai in 2026

Many expats also choose to drive; licence conversion and vehicle registration processes are streamlined.

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First 30 Days in Dubai – 2026 Checklist

• Activate your UAE SIM or eSIM

• Apply for Emirates ID

• Set up DEWA and cooling services

• Arrange home internet

• Open a local bank account

• Secure mandatory health insurance

• Get a Nol card for transport

• Register your tenancy contract (Ejari)

• Explore expat communities and neighbourhood amenities

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Download the Full Relocation Guide

Settling into Dubai in 2026 is far smoother when you have clarity from day one. Our Comprehensive Relocation Guide for Expats in Dubai includes step-by-step checklists, utility and banking insights, healthcare guidance, and neighbourhood tips.

Download the guide to make your move to Dubai confident, comfortable, and stress-free.